Archive | March 2016

Hidden facts about auto insurance

Understanding some basic facts about auto insurance would help one make a perfect choice at the end. There are many that would consider that this whole process revolves around auto insurance premium only, it is not so there are some hidden contributors too that tend to play a vital role. With these lesser known facts, the insurance seekers might get a better idea about the policy guidelines, outcomes and guidelines thus with this the overall process of buying an auto insurance would become easy. Visit for more information and inquiries.

Some hidden facts that you need to known by every smart auto insurance buyer are:

  • Sticking To A Brand Means Bigger Hole In The Pocket: Although, this might sound awkward at the very first instance, but yes it holds truth. If you are still following that approach of buying auto insurance from the company that you chose decades back, get a reality check as some fantastic products have been introduced in these years with all those current factors and scenarios in mind.
  • Good Credit Score Means Lesser Premium: Another important fact that no auto insurance company would make you aware of; there are already some auto insurance companies that have started selling policies looking into your credit score. Insurance companies would check out your score and then would decide on the kind of insurance policy they would like to sell to you considering the claim.
  • Never Think Of Stopping The Premium: If you are living by the fact that nothing is going to harm even if you stop making the payment you are sadly mistaken. The company that you are not paying the premium is going to report it to the authorities and this is going to act as a road block next time when you consider buying an auto insurance policy from another company.
  • Car Insurance Company Has The Control In Its Hands: There are not many people who are aware of this hidden fact or to be precise control that most of the auto insurance companies keep in their hands. Your auto insurance company can cancel the auto insurance at any point if it feels that you are not abiding by the guidelines or violating the set rules. The car insurance company can even decide on not renewing the policy ever if you have not paid the past claims on time.
  • Pay In Full To Save Big Bucks: This might come as a steal deal for most of the vehicle owners, it needs to be comprehended that paying the auto insurance premium in a single go can help you save big bucks. The ones who pay in installments tend to pay some extra charges too in the form of convenience fee and this is why paying in full is always advisable
  • Don’t Switch Without Cancellation, Else Its Goes Reported: If you wish to switch your auto insurance policy due to any reason make sure that you cancel the existing one as else you will end up with a poor credit report

One last thing, improper information of your vehicle listed on the policy means no policy at all, thus check for this as many insurance companies wont pay heed to this.

Choose the Right Senior Services

After a stage of life, when health issues start to grow in accordance with age, it becomes quite difficult to be self sufficient in taking proper care of oneself. This is the reason why more and more people look forward to hiring care takers when they become seniors. The care takers offer their help in the daily chores, the routine appointments, the visits around and in following proper treatment if any. Mimi Medinger was also a care giver and she loved the nobility of this profession. While in job, Mimi realized that there are various levels of care available that can be given to the seniors according to their specific needs. Determined to be give the best services any elderly could expect in their old age, she started Elite Senior Services in 2003 as a care manager. The objective of this organization is to help every senior get the right level of care in the best manner with the help of care specialists who are professionally trained in their respective arena.

The right attitude and proper training of care specialist is very important as it not only increases the mutual understanding but also allows the giver to empathize and ease the anxiety associated with the stage and the condition of any senior. At Elite Senior Services, the hiring and training of the care givers is a very careful and rigorous procedure that ensures an output of well qualified and the best professional care specialists in the non-med care. This organization provides various types of placement services that ranges from in house treatment to assisted living in the communities specifically designed for the senior people. Those suffering from critical diseases like Alzheimer/ Dementia can choose to stay in a dedicated arrangement where many other elderly suffering from the same disease stay.

When one contacts this establishment, a senior care specialist visits the prospective client and takes a short interview and a small survey to understand the requirements in light of the important factors like health concerns, cost of living, location of placement, food and services, type and size of accommodation one is looking for. The report of this survey and interview is matched with the Arizona Health Department to obtain a list of special health facilities they can provide and the ranking of these facilities with Elite Senior Services. As the main focus is on the quality, the process is designed accordingly so that the best placements suitable to the senior’s needs could be selected and he is informed about the same within twenty four hours. There are no any charges for all this research and mapping and these services are totally free for anyone seeking a placement using Elite. The revenue comes from the clients who work with Medinger to provide the placements and the services. But this does not restricts the role of the establishment and the senior care specialist always stays in touch with the senior assigned to him or her. They take care of all the proceedings, health records, service reports, seniors’ satisfaction with their services and are accessible 24 hours a day.